Discharge Limitations if He Files Chapter 7 Bankruptcy:
Just like any other uncommon situation in the bankruptcy world, the best place to look to solve his dilemma is the Bankruptcy Code itself. The Bankruptcy Code is clear – in chapter 7 bankruptcy, whether it’s a Plano chapter 7 or Dallas bankruptcy case, Section 727 states that the court shall grant a Texas chapter 7 discharge unless:
- …the person filing bankruptcy has received a discharge in a chapter 7 case that was commenced within the 8 years before the immediate case was filed; or
- …the person filing bankruptcy received a chapter 13 discharge in a case that was commenced within the 6 year period before this case is filed.
So, if he were to now file chapter 7 bankruptcy again, he will be eligible for another chapter 7 discharge so long as his previous case was filed more than 8 years ago. If the prior discharge was for a chapter 13 case, he would only have to wait 6 years to file bankruptcy and be eligible for another chapter 7 discharge.
If you have filed bankruptcy before and are unsure whether or not you are eligible for a bankruptcy discharge, make sure you contact a Dallas bankruptcy attorney to see what your options are.