Woman holding her credit cards at the store.

Can Credit Card Debt Cost You Jail Time?

As the coronavirus pandemic continues to plague the world, many things have changed in an effort to protect the safety of American citizens. One thing that you may have noticed is that many businesses are now requesting that you use a debit or credit card for purchases. Additionally, with the increase of online purchases over…

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Woman calculating her finances to qualify for chapter 7 bankruptcy.

Who Can File for Chapter 7 Bankruptcy?

Chapter 7 bankruptcy has the potential to give a debtor a fresh start. A fresh start means a new financial beginning free from most, if not all, of your outstanding debts.  This can be an appealing option, especially in today’s climate. After an individual debtor receives a Chapter 7 bankruptcy discharge, the only debts that…

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Using a Lawyer to Set Up an NFA Trust

A previous post introduced NFA Trusts for Dallas, Fort Worth, Austin and Houston gun owners, whether they’re new to firearm ownership or are just enthusiasts. In this entry we examine why you’d want an NFA Trust, should you use a lawyer instead of an online service, what to look for in a lawyer, and what…

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Medical Bills in Bankruptcy

Even though debts such as credit cards, student loans and taxes are the most common sources of financial difficulty for our clients, many of our clients also have a considerable amount of medical debt.  Here’s the good news – whether your file for Dallas Chapter 7 bankruptcy or Texas Chapter 13 bankruptcy, bankruptcy can get rid of these…

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Listing Creditors in Bankruptcy

It is almost universal when our clients give us the paperwork to prepare their bankruptcy case, they make notations next to 1 or 2 of their creditors, usually credit cards, saying “do not include” or “I want to keep this one.”  Unfortunately, you’re not allowed to simply not list creditors in bankruptcy.  Whether you file Chapter…

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