Are You Personally Liable for Business Debt?

Starting and growing a business in Texas is a major accomplishment, but it often involves taking on financial risk. A common concern among business owners is whether they could be held personally responsible for business debts if things go south. The answer to that question depends largely on the business structure you choose, the nature…

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What if I filed bankruptcy before? Can I file again?

Filing for bankruptcy can provide much-needed financial relief, but what if you’ve filed before? Many people wonder if they can file bankruptcy a second (or even third) time. The answer depends on the type of bankruptcy previously filed, the time that has since elapsed, and your current financial situation.  Toronjo & Prosser Law offers comprehensive…

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Couple filing for bankruptcy

How Can I Get Out of Debt in Texas?

Debt can feel overwhelming, but if you’re struggling with financial obligations in Texas, you have options. Whether you’re dealing with mounting credit card debt, medical bills, personal loans, or business-related financial burdens, legal strategies are available to help you regain control. Understanding your debt relief options and choosing the right path for your situation is…

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San Antonio, Texas - April 20th, 2019: One of the houses in King William Historic District

Can I Keep My Home If I File Chapter 7 Bankruptcy?

If you’re a homeowner facing overwhelming debt, Chapter 7 bankruptcy may seem like an attractive way to get a fresh financial start. One of the most common concerns for those contemplating this option is whether they can keep their home during and after the bankruptcy process. This post will explore the possibilities of retaining your…

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Survey form, check marks on checklist, filling online form and answering questions concept.

What Not to Do Before Filing for Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Chapter 7 bankruptcy provides debtors with a great way to eliminate debt and start over financially. However, there are several actions that debtors should avoid taking before filing for Chapter 7 bankruptcy. The reason for this is that the bankruptcy court will examine a debtor’s past transactions made within a specified period…

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Person filing for chapter 7 bankruptcy

What Not to Do Before Filing for Chapter 7 Bankruptcy

Chapter 7 bankruptcy provides debtors with a great way to eliminate debt and start over financially. However, there are several actions that debtors should avoid taking before filing for Chapter 7 bankruptcy. The reason for this is that the bankruptcy court will examine a debtor’s past transactions made within a specified period prior to filing….

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