Derek and his firm helped me through the most difficult time in my life. Having gone through a divorce, unforeseen job changes, and other life emergencies I was faced with bankruptcy. I will forever appreciate their expertise, timely service and empathy. They walked me through the process, and delivered the best possible result. Now I can restart my life on a very fresh and good note. Derek’s firm is the first team I would recommend to anyone staring at bankruptcy. As a matter of fact, I would go to Derek for any legal advice and possibly service in other legal areas in the future.

Filing for bankruptcy is not an easy decision to make. The easiest part was having Mark Toronjo, and his partner Derek Prosser handle it for me. Mark immediately put my mind at ease after I first spoke with him. He thoroughly explained the process to me, and the steps needed to get the process going. With his guidance, I provide the necessary information, did the required classes, and had my hearing. I was actually surprised how easy and relatively stress free of an experience it was!  I would highly recommend Mark and Derek. Their knowledge, professionalism and friendliness can’t be beat!

My wife and I recently found ourselves in a most difficult and unexpected situation, unable to meet our financial obligations. Having very little experience with attorneys, we decided to trust the reviews and thereby chose to seek help from the firm of Toronjo and Prosser. I will say this without equivocation – the 5-star reviews are all well-deserved. Derek Prosser and Mark Toronjo are both extremely competent, smart, well-spoken, clear in their instructions, and extraordinarily adept at dealing with the intricacies of bankruptcy. Should you be so unfortunate as to find yourself in similar circumstances; there is no better place to seek help than from these two men.

I contacted Derek and Toronjo & Prosser Law to discuss some tax issues I was dealing with on some past due obligations.  My CPA suggested that the old taxes might be dischargeable in bankruptcy, but I wasn’t sure.  I talked with Derek and he walked me through the elements of eliminating those taxes and we moved forward with a chapter 7 bankruptcy.  We received a chapter 7 discharge, and sure enough, the IRS confirmed that the chapter 7 wiped out over $200,000 in past due taxes.  This has put us in a much better financial position.

I cannot say enough about how great Derek was to work with, and how easy he made a difficult bankruptcy. I was told by three other bankruptcy attorneys that my bankruptcy couldn’t be done because I had two default fraud judgements from a business that went south. Derek explained my options and let me know exactly what to expect. The entire process went smooth, and Derek pulled off what others told me could not happen! I would recommend him to anybody that finds themselves in the unfortunate position of needing to file bankruptcy!